Situations : where u partially withdraw EPF money

EPF came into effect with the purpose of building a retirement corpus for the employees. Thus, there are many restrictions against its withdrawal before maturity. Though there are certain situations where partial withdrawal your EPF amount is allowed. These situations are:
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1. In case his or her marriage or marriage of their children or real siblings up to 50% of the member’s contribution.

2. If the organization is closed and an employee is without compensation for over 15 days or when no wages are paid.

3. For higher education of their children 50% of the member’s contribution.

4. In case member is unemployed for 6 months or more because of the factory operations been closed.

5. In case of natural calamity Rs. 5000 or 50% of the member’s contribution.

6. In case the employee gets sick due to T.B, cancer, paralysis, mental or heart ailment.

7. When the employee challenges dismissal or retrenchment in the court of law.

8. At age of 57 which is a year before retirement.

9. Non-refundable amount when the factory is facing electricity cut when certified by the state government.

10. For purchase of land or building and or construction of a house.

11. For purchase of handicap equipment. 

12. For repayment of the home loan.

Additional Reading: Different situations where you can partially withdraw EPF money

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