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All you need to know about Aadhar Card Loan

Along with the other identity proofs, after April 2010, we also have an Aadhaar card with a unique Aadhaar number. So when we hear the phrase " Loan on Aadhaar ", many of us might think that a loan on Aadhaar means that we can borrow money using our aadhaar cards, just like a loan on credit cards, this is not true.  In fact, as of yet, it is not possible to get a loan by using just your UIDAI-issued identity card. But yes our aadhaar cards do help us in getting a loan from any bank or NBFCs along with other supporting documents. Though our Aadhaar card is not proof of our citizenship but has a lot of our details attached to its database, this facilitates the bank or other financial organization in the verification process of the borrower and therefore reducing the time and documentation involved during the entire transaction.

Type of Loans Available for women in India

Loans for the women are the loans available to the women at a lower rate of interest available in women loans with ease of payment. The modes of repayment of loans are flexible as compared to the other loans. Women can get a home loan, personal loan or a gold loan at a lower rate of interest. Home loan for women:. They can get 90% of the value of the property as a home loan at lower interest rates than the original rates. Presently, the home loan rate for women starts at 7.15% rate of interest. Personal loan for women: To avail a personal loan for women, they should have a good credit score and a steady income. They can avail a personal loan to start an enterprise, or in case they fall short of the budget for getting married. The personal loan rates start at 10.50%. Gold loan for women: She can avail a gold loan for a period of 4 years by submitting the KYC documents. The gold loan rates for women starts at 10.50% and can be availed by any housewife as it does not require any income

500+ Free Guest Post Submission List

We have talked a lot about guest posting and it’s benefits. Guest blogging is one of the best approaches to get backlinks especially when article marketing and other backlink techniques are failing after the Penguin updates. Good Read: - LIST OF 50+ QUALITY BLOGS THAT ACCEPT GUEST POSTS One of the significant benefits of getting links via guest posting is they are of high quality, and they will help you rank higher and increase your domain authority. Though, there are many things which you need to avoid while guest Blogging. Guest posts can do wonders when it comes to driving targeted traffic, meeting like-minded bloggers or getting backings. Whatever is the reason you select to guest blog, I would recommend every blogger to try guest posting on other blogs. If you are not aware of the benefits of guest posts, then few of these articles will surely help you: https://www.quora.com/Will-there-be-any-insurance-to-the-property-in-a-housing-loan-given-by-LIC-How-and-where-can-I-check

List of Top Web 2.0 Websites with High Domain Authority

Web 2.0 is the name used to describe the second generation of the world wide web, where it moved static HTML pages to a more interactive and dynamic web experience. Web 2.0 is focused on the ability for people to collaborate and share information online via social media, blogging, and Web-based communities. Visit:- https://homeloancare.blogspot.com/2019/08/differnce-banks-nbfc-home-loan.html https://gethomeloanonline.wordpress.com/2019/08/06/documents-required-for-home-loan/ https://myloancaremortgage.blogspot.com/2019/08/dos-and-donts-of-mortgage-loan.html https://myloancaremortgage.blogspot.com/2019/08/is-mortgage-loan-all-round-solution-for.html https://gethomeloanonline.wordpress.com/2019/08/14/consolidate-your-debts-with-mortgage-loan-2/ https://homeloancare.blogspot.com/2019/08/5-facts-you-may-know-before-availing.html https://gethomeloanonline.wordpress.com/2019/08/19/preclosure-of-your-home-loan-emi-calculator/ http://loanservicecare.over-blog.com/2019/08/differentiate-betwee

Situations : where u partially withdraw EPF money

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EPF came into effect with the purpose of building a retirement corpus for the employees. Thus, there are many restrictions against its withdrawal before maturity. Though there are certain situations where partial withdrawal your EPF amount is allowed. These situations are: 1. In case his or her marriage or marriage of their children or real siblings up to 50% of the member’s contribution. 2. If the organization is closed and an employee is without compensation for over 15 days or when no wages are paid. 3. For higher education of their children 50% of the member’s contribution. 4. In case member is unemployed for 6 months or more because of the factory operations been closed. 5. In case of natural calamity Rs. 5000 or 50% of the member’s contribution. 6. In case the employee gets sick due to T.B, cancer, paralysis, mental or heart ailment. 7. When the employee challenges dismissal or retrenchment in the court of law. 8. At age of 57 which is a year before retireme

Rule & Tax Implications to Withdraw your Employee Provident Fund

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Employee’s Provident Fund ( EPF ) is a benefit offered to an employee which they can enjoy after their retirement. If you are planning to withdraw your provident fund any sooner, then you must know the rules for the same. EPF withdrawal does follow a procedure with certain rules and regulations. There are different tax implications for different cases, and one can only withdraw the 75% funds at a time. If you remain unemployed for continuous two more months, then you can withdraw the remaining 25%. If you have a record of consecutive five years of service, then you are not eligible to pay any tax and thus can enjoy the tax-free withdrawal. If in case you are quitting your job before five years of service or planning to withdraw the funds before five years, then your amount will be taxable as per the rules. A TDS of 10% is deducted if you have submitted a PAN to the EPFO authorities, while if not then 34.6% TDS is deducted. But this is applicable only in case o

TDS on Employee Provident Fund withdrawal 2019

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EPF withdrawal on its maturity is tax-free. But to savor the primary objective of EPF which is to provide social security during retirement by monthly savings in work term certain provisions are in place when TDS is deducted. These provisions are: TDS is deducted when the withdrawal is before 5 years of service and more than Rs. 50,000. In case the amount is transferred from one EPF to another EPF account, no TDS is deducted. In case of termination of employee’s service, discontinuation of business by the employer, or discontinuation due to ill health along with PAN, Form 15G/15H and Form 19 is to be submitted in order to avoid TDS deduction. In case of Form 15G/15H is submitted when more than Rs. 50,000 is withdrawn before 5 years of service then TDS will not be deducted.  In case no PAN is furnished then TDS @ 34.608% is levied. When PAN is furnished but not Form 15G/15H then TDS is deducted @10%. In specified circumstances after 5 years of service where EPF withdrawal is